Angry about this Foreclosure

When a mortgage firm goes through the time-consuming legal maneuvers required to foreclose on a home and then resell it, I'd predict that employees would at least take a few steps in the name of due diligence.

After reading this story from Florida, I have been proven wrong again:

ST. PETERSBURG, Fla. -- A man who bought a foreclosed Florida home may have found the former owner's body when he discovered a corpse in the garage.

Brevard County Sheriff's Major Andrew Walters said the man went to the home in Cape Canaveral on Thursday. That's when he found the remains inside a car in the garage.

Walters said it's unclear how long the body had been there, or how the person died. An autopsy is underway.

The body is believed to be that of a woman. Investigators think it may the home's previous owner, because she hasn't been seen for a while. She went through foreclosure earlier this year.

Mortgage lender Wells Fargo sold the home Wednesday. Neighbors told authorities that the woman had "disappeared" some time ago.

Now, I am not an expert in Florida real estate law, but as part of a foreclosure process, I believe there should have been a formal eviction--a step that would have included the removal of personal property from the residence and other structures named in the foreclosure documents.

This action would have involved lots of people wandering through all parts of the house.

You know, so when representatives from Wells Fargo took possession of the home and then prepared it for sale, they could have taken care of any minor problems involving the property--like if it had been used as a puppy mill or served as a busy meth lab or even if it FEATURED A DECOMPOSING BODY LYING IN PLAIN VIEW INSIDE A VEHICLE; a car that should have been towed a long time ago.

*Note: Several of the other articles on the story noted that the body wearing a dress was found in plain view in the passenger seat of the car. 

Instead, a woman who may be the previous owner of the home is found dead in the garage by someone who purchased the residence. A woman whose "issue" was that she was elderly and lived a solitary lifestyle and apparently had no one to report her missing.

Further, a woman homeowner who was current on her mortgage payments the last time any of her neighbors saw her.

In this article, television reporters for WESH in Orlando have started asking the difficult questions about what went wrong in this foreclosure process and found, at the least, billing discrepancies involving the subcontractors used in their supposed attempt to track down the missing former homeowner Kathryn Norris.

It is no wonder that last month, the National Association of Attorney Generals opened a joint investigation into the actions of banks and mortgage companies involved in foreclosures in the fifty US states.

I expect more information to be released by authorities as some of those involved in the foreclosure of Ms. Norris' home scurry for rocks to crawl under.

27 comments:

Travel Nurse Extraordinaire said...

Wow! That's inexcusable. I'm glad there is an investigation into bank foreclosures. I have heard a lot of shady stories about foreclosures but this takes the cake.

Diana said...

Listen....

I do believe I hear the sounds of people crawling under their desks at the bank and loan companies.

Wow.

Just wow.

Can't wait to read more on this one!

sunshineinlondon said...

Oh my goodness - what an awful experience for the new home owners. It'll be interesting to hear how this actually happened.

Hilary said...

Oh that's incredibly sad and outrageous. So disturbing all around.

lifeshighway said...

At some point doesn't an agent walk through the house before selling it. Also did the owners purchase this house sight unseen.

Tragic and very disturbing.

Audrey Allure said...

Wow, what a scary experience for the new home owner. I would rethink about moving there after discovering that.

Elena said...

I'd go even further and say what is wrong with her neighbors? They don't see her for a year and never bother to check up? And what about the smell? This is so sad...

Herding Cats said...

I hope they are seriously embarrassed. That's unheard of!

A Doc 2 Be said...

Sadly, not surprised.

Saddened, but so very much not surprised and not surprised it is Wells Fargo.

My Husband's Watching TV... said...

This is insane!!! I hope the new owner got their money back although I've heard stories about this and it's freaky.

Shannon O'Donnell said...

That is horrible! I can't believe something like that would be allowed to happen. How awful!

CL Beck, author said...

How sad, that nobody even cared enough about the woman to report her missing. And what a shame that the bank was so lax in their foreclosure proceedings.

It's just plain sad.

(Oh, thanks for stopping by my blog and commenting on "The Christmas List." Glad you enjoyed it!)

SpirituallyHomeless said...

Repulsive, the sad part was that she was current until she went "missing"! Everyone deserves a decent burial!

Diane said...

I saw this article in my rinky-dink local paper here in NY! Insanity!!!!! :O)

Matthew Rush said...

This is just sick. I understand greed can be a pretty powerful vice and all, and lord knows Wells Fargo needs another 100 grand. But these are people's live for goodness sake.

Wow. Just wow.

Brian Miller said...

ok, this is crazy...you would think they had inspectors visit the house...how many people passed the body...crazy

Jackie said...

That's insane, but then again you see all of the time on the "flip-that-house" kinda show that are full of things left behind etc when the new owners purchase it, so it could be possible, even if horrific!

Jaxs

He & Me + 3 said...

Wow that is just crazy.

Angelia Sims Hardy said...

That is awful and outrageous. I am not surprised it was Wells Fargo either. The whole thing makes me sick too!

J. J. in Phila said...

Truly bizarre. there should have been checking at the time of foreclosure and before the sale.

carma said...

unbelieveable!! talk about cold-hearted that no one ever bothered to try to find out what happened to her

Emily Sims said...

What an absolutely appalling story. How could this happen? Was it a wrongful foreclosure then, as it appears the owner had actually died? What happens now?

Anita said...

Thanx alot !!!You always have very interesting post!I wish you a beautiful day!!:)))And thanx for supporting me with kind words even when i dont deserve it..thats what i call a very very good human !!:))

malone8 said...

Not only does this story shed light on the horror of foreclosures, it also gives new meaning to…

Love Thy Neighbor.

I wonder if anyone knocked on her door to see if their neighbor had truly "disappeared" or was sick and needed help.

Bob G. said...

Slamdunk:
Okay, you've completely talked me out of retiring to sunny Florida...
That is WAY weird.
Can't wait to hear updates over this.

dGb! said...

oh my. sounds like a few people didnt do their jobs. and no one ever went out to that property before, during or after the sale. did the new buyers ever walk thru it before they purchased it or did they buy it sight unseen? this shyt sounds crazy...

im sure heads are gonna roll at this mortgage company...

Momma Fargo said...

Well, I'm sure the dude didn't stuff himself in the garbage can to die. Good grief.